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The lawyer, husband, and father of two was walking across the driveway with a bag of garbage when his bare foot slipped in a puddle of water that had collected beneath his car’s air conditioner. While nothing was broken, the blow prevented blood from reaching his spinal cord.He laid there for an hour, unable to move, while his daughters watched television in the living room.While relating this all to me, he starts to choke up a little."And I know all this stuff about ‘too good to be true,’ but he went into great detail about how his brother was a paraplegic, and he helped his brother do this, and that the reason he was going to do it was because of me, he could only have one person under his wing, so to speak." It was in this vulnerable state, facing death and trying to care for his family, that Richard Joseph charged ,000 on his credit card, money that he has yet to reclaim after phone calls, a lawsuit, and nearly three lean years.However, if one will just look around more, they will find that there are other less-known but equally beautiful beach spots in other parts of the Philippines.In Pagadian, in particular, there are beaches and islands that will make one believe that there is such a thing as a secluded paradise on Earth.According to Joseph, Martino was going to set up the new website while he was in the hospital, and he guaranteed that in thirty days Joseph would be making between ,000 and ,000 a month, working from his bed for an hour a day.

There is another, legitimate form of "Internet Marketing" which operates much more closely to a traditional marketing business, but men like Raygoza have co-opted the term and run with it.There is also the White Beach that, as its name suggests, is a stretch of white sand beach just minutes southeast of the seaport. The clear, deep, blue waters (even during low tides) are excellent for swimming and diving.The Bomba Beach, located in barangay Bomba some 2 kilometers away from the city, is also a good area for swimming and fishing, with a bomba bridge and natural coral reefs.In February 2008, "out of the blue," Joseph got a call from a salesman that identified himself as Ron Martino from Push Traffic, with a work from home opportunity."I told him what had happened to me, and he said, ‘gee... I know what you’re going through, and I will help you out.’" Martino couldn’t talk him into anything straight away, so he began calling regularly, often just to chat.

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